Now I know that this is supposed to be my goal....and that it is the 'gift' but in my stupid case I'm not sure if it is a good thing or not.
I just saw on Pacer that I was discharged recently. But since my house was abandoned in November and sold (illegally) in December, all those nasty judgment liens that I was going to avoid were paid....out of my HOMESTEAD exemption!
I only had a wee bit of debt....nothing in credit cards, a debt to my sis and had filed the bk so as to keep the home they abandoned by buying out ex's share.
The trustee let the house go instead of trying to sell it...and she is now going after my exempt alimony and retirement. She is also trying to get money back from my loan payments for my investment property that I was told I had to give up back in my ch 13.
And my ex is trying to say my debt to HIM wasn't fully paid from the sale of the house which was my only non-exempt asset.
The only thing that a discharge might be good for in my case, is, that my homeowner's association was suing me for my complaining that they weren't abiding by our covenants...they never really specified any 'damages' BUT it seems they might not be allowed to continue their 'case' . I had countersued them for damages from their not abiding by the covenants and thereby reducing the value of my home/land that was just sold. So I guess I still get to move forward with my end of the case. (If anyone knows anything re this please advise)
Does anyone know if I can go back and try to avoid the judgement liens that impaired my homestead, even though the house was abandoned?
Can I still bring a complaint that ex violated the auto stay when he took money from my retirement?
Or that the Receiver filed legal action for eviction while the house was still u;nder the auto stay?
is there anything you can think of that makes discharge day a happy day in my case?
I just saw on Pacer that I was discharged recently. But since my house was abandoned in November and sold (illegally) in December, all those nasty judgment liens that I was going to avoid were paid....out of my HOMESTEAD exemption!
I only had a wee bit of debt....nothing in credit cards, a debt to my sis and had filed the bk so as to keep the home they abandoned by buying out ex's share.
The trustee let the house go instead of trying to sell it...and she is now going after my exempt alimony and retirement. She is also trying to get money back from my loan payments for my investment property that I was told I had to give up back in my ch 13.
And my ex is trying to say my debt to HIM wasn't fully paid from the sale of the house which was my only non-exempt asset.
The only thing that a discharge might be good for in my case, is, that my homeowner's association was suing me for my complaining that they weren't abiding by our covenants...they never really specified any 'damages' BUT it seems they might not be allowed to continue their 'case' . I had countersued them for damages from their not abiding by the covenants and thereby reducing the value of my home/land that was just sold. So I guess I still get to move forward with my end of the case. (If anyone knows anything re this please advise)
Does anyone know if I can go back and try to avoid the judgement liens that impaired my homestead, even though the house was abandoned?
Can I still bring a complaint that ex violated the auto stay when he took money from my retirement?
Or that the Receiver filed legal action for eviction while the house was still u;nder the auto stay?
is there anything you can think of that makes discharge day a happy day in my case?
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