I wanted to take a moment and thank everyone who has helped me along this journey. Your kindness and support to a total stranger like me is incredibly appreciated. I only hope that I can "pass it forward" to others who are in similar situations in the future.
Yesterday, my case was officially discharged!
My Chapter 7 erased nearly $250,000 in debt that would have literally followed me to my grave. I am sworn to live off of cash going forward and have "learned my lesson."
To those who are coming on to this board for the first time, the best advice I can give you is to rid yourself of the guilt you are carrying. It eats at your soul and only harms you - and even worse - those near and dear to you.
It is much better to accept that you are in a bind that you cannot escape from - and seek the help and guidance that so many on this forum are willing to share.
I wish everyone a positive 2011 and beyond - and will make sure to come onto this board now and then to "pay it forward" in any way I can.
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