I was discharged last month, and about a week after that, I receive a letter from a collection agency. So, I send them a letter, along with the copy of the discharge. Here it is about 2 weeks later, and I get ANOTHER letter from them.
I call them. I turn on my recorder. Aren't they nice?
Dude has a serious attitude. Goes into this spiel about how they are collecting a debt and recording this call, and I tell him, "Well, I am recording as well and you are trying to collect on a debt that was discharged in a Chapter 7 Bankruptcy last month!"
He says,"Well it would've been nice if you would have let me finish what I was saying."
Whatever. Poor debt collector. Can't take the heat. Cry me a freakin river buddy.
Then he has the nerve to say,"Umm, we didn't call you. You called us."
I say," Yeah, because this is the 2nd collection letter I have received from you since my bankruptcy, and this debt, was discharged."
He says,"We always send letters."
I say,"You are not allowed to send me a collection letter on a debt that was discharged in a bankruptcy. If you continue to attempt to collect on this matter, I will take legal action against you."
He says," I will make a note of that" and hangs up on me.
So I'm going to send them one last letter today. But I need it to sound real good. Wanna give me some tips?
I call them. I turn on my recorder. Aren't they nice?
Dude has a serious attitude. Goes into this spiel about how they are collecting a debt and recording this call, and I tell him, "Well, I am recording as well and you are trying to collect on a debt that was discharged in a Chapter 7 Bankruptcy last month!"
He says,"Well it would've been nice if you would have let me finish what I was saying."
Whatever. Poor debt collector. Can't take the heat. Cry me a freakin river buddy.
Then he has the nerve to say,"Umm, we didn't call you. You called us."
I say," Yeah, because this is the 2nd collection letter I have received from you since my bankruptcy, and this debt, was discharged."
He says,"We always send letters."
I say,"You are not allowed to send me a collection letter on a debt that was discharged in a bankruptcy. If you continue to attempt to collect on this matter, I will take legal action against you."
He says," I will make a note of that" and hangs up on me.
So I'm going to send them one last letter today. But I need it to sound real good. Wanna give me some tips?
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