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What are acceptable reasonable "future" expenses?

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    What are acceptable reasonable "future" expenses?

    If someone is expecting an expense in the future, what is considered reasonable?
    Car insurance premium hikes?
    Getting health insurance in the future?
    Student loan payments?

    Please give an example of what is a future expense would be, and if these examples are not, explain why they would not be. I am very confused. As I said earlier, my wages are being garnished and right now the only sure way of being eligible is to either rely on future expenses or be destitute right NOW by creating more expenses. Please, I am not looking for ways to "cheat" the system, I am just trying to get into their minds, and so far it's not working. I do not like spending every last dime I have so that I have nothing left when I file.

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