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car loan in chapter 7

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    car loan in chapter 7

    I am working on a pro se chapter 7. I would like to not include my car loan. Do I have to include it then re-affirm it or can I just leave it out? I have read that lenders do not have to re-affirm the loan and Capital One can be difficult to work with. I would rather just leave it out of the bk all together. Can I do that?

    #2
    *Bump*

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      #3
      You must list all debts, including those you wish to reaffirm. The Bk Code requires you to reaffirm but if the lender chooses to allow a ride through then you do not have to sign on the dotted line. In the mean time you continue to make the monthly payments.

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