Collection letter after bk, 341...

[sjades]

Hi…I searched the forum and found different twists on this so forgive me if this sounds familiar...

Filed pro se 12/6/10, had 341 1/11/11 and report of no asset distribution on 1/12/11. All collection letters etc had virtually stopped the week we filed (nice feeling). no more phone calls. Today we received a letter from a collection agency for one of my spouse’s accounts (the account was on petition papers so it wasn’t missed in the filing). The thing is this is a NEW collection agency so it wasn’t on the mailing matrix (looks like the company got duped and was sold a receivable that’s going to be difficult to collect on?). my question is, is it better to call them (close to the end of the 30-day deadline they gave…) or write a letter referencing our bk case #/filing date or ignore them? I don’t want them to protest anything within the 60-days but I also don’t want any more of these letters or potential phone calls. On another note…it’s weird because we got another advertistment from someone referencing a lawsuit (I was served after we filed bk…the courts and representing law firm/cc cos. were all notified officially so this guy is a little late with his ad?).
thanks for any input! shel

[free2breathe]

Letters crossed in the mail. We had this happen. Original creditor has the account, sends out all the collection notices, after x number of days the collection department transfers it to a collection agency. Go ahead and call them, tell them you have filed bankruptcy and you have your case number for them. They will usually just ask for the case number, district the petition was filed in, and if you have an attorney. Do keep track of letters and phone calls just in case they are jerks and decide to violate the automatic stay and continue to try to collect.