Chapter 7 and foreclosure

[OKBK]

I have been discharged for about a year now and my house was foreclosed "sold" in Oct. The foreclosure does not show up in my credit report, only the BK. Is this normal and is it the same as a foreclosure as far as having to wait to buy a new home so many years after a foreclosure.

Did the BK cancel out the foreclosure on my credit report?

[tcreegan]

Hi OKBK,

The foreclosure does not show up in my credit report, only the BK. Is this normal ...given the usual operation of credit bureaus, not sure I would call it 'normal' but sure is the way you want it to be.

Did the BK cancel out the foreclosure on my credit report? ...yup

Now you are "so many years past a BK" ...which seems to be less than years from a foreclosure.

Congrats on your discharge!

Tom in Colo