Emergency help please - notice of trustee's sale - 2-1-11

[helpme2010]

Helpme,

In California the process for eviction takes at least 60 days after the judgment is ordered. It usually takes 30 days AFTER the final sale date before the new owner (bank)can get a court hearing date and complete the process. This is if you do not contest the eviction. If you contest the eviction you can again delay the eviction for a while.

Truly however it is always better to leave without having an eviction (unlawful detainer) on your credit record. If you have run out of delaying options then I would prepare to leave before the final unlawful detainer and eviction is ordered.

Start playing the cash for keys game and start looking at your options to move and rent. We were able to move my in-laws 2 weeks after their house was sold at auction and Wells Fargo gave us $4000.00 cash to do it. They also gave us lesser amounts the longer we needed to stay all the way up until 90 days after the sale date.

You still have options.

ST

screentest, that is awesome. I like your advice. I will do the chapter 13 to give me the extra 2 1/2+ months. Then I know I can get a little extra emergency time after the auction date if I need it. I am hoping just that extra couple months or so will be what I need.

I do not want an eviction on my record. Staying in the house isn't necessarily about the money, but rather that it will be much easier for me to rent a place if I have a job, otherwise, most renters will not want to rent to me. This is why I am buying the extra time, to get a job.

I will also look into the cash for keys plan as well, when I am ready to leave. Hopefully I can score a little cash for those keys.