What can the trustee do after discharge?

[justbroke]

Is it always the safest bet to exempt everything you can, just to be sure? As I said above, we have plenty of room with the unused homestead and the wildcard, so would it make sense to just cover our rears and exempt wages for the few days?

Always use exemptions on everything. I even declared my exemption on vehicles where I had no equity! When I converted to Chapter 7, one of them actually had equity at that point and the prior Exemption of $1K I used (under Florida Statute 222.24) came in handy! No arguments from the Trustee.

It's just always a good thing. We have had BKForum members who later discover that their car, boat, camper never was properly titled (or liened) and was unsecured! Only to have the Trustee take it. So, just use your exemptions to protect everything that they can.

[JEM]

Always use exemptions on everything. I even declared my exemption on vehicles where I had no equity! When I converted to Chapter 7, one of them actually had equity at that point and the prior Exemption of $1K I used (under Florida Statute 222.24) came in handy! No arguments from the Trustee.

It's just always a good thing. We have had BKForum members who later discover that their car, boat, camper never was properly titled (or liened) and was unsecured! Only to have the Trustee take it. So, just use your exemptions to protect everything that they can.

Thank you! That's my thinking as well. I want to cover *everything* with exemptions. It will make me feel better knowing that there *shouldn't * be any surprises with the trustee wanting to take anything we assumed would be safe.