If spouse should die

[timadous]

my spouse and i have filed Ch 7.
What happens to money from a life insurance policy should one of us die?
Is it treated like an inheritance with a 6 month time line?

[AngelinaCatHub]

This is the best I could find on your problem question. More than you want to know but try it: http://mosessinger.com/articles/files/creditprotec.htm

'Hub

EDIT: # If the owner of a life insurance policy insures his or her own life for the benefit of another (i.e., a beneficiary other than the owner's estate), that other person shall be entitled to the proceeds and avails of the policy as against the creditors of the owner. (In other words, the beneficiary's interest in a life insurance policy owned by another is protected from claims of the policy owner's creditors, notwithstanding the fact that a power to change the beneficiaries of the life insurance policy has been reserved.)

[sassiebaz]

Are you secretly planning something??? Totally kidding, but that was my gut reaction when I read your post!