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    question

    any debt incurred before filling BK is discharged right?
    what if u forget to include it ?
    like medical bills?are they still discharged?
    Filed chapter 7 on 9/17 341 on 10/20
    Chapter 7 Trustee's Report of No Distribution on 10/21
    Discharged and Case Closed on 12/21/2010

    #2
    My most humble understanding is that a creditor that existed prior to BK but was not included, AND your case is a no asset case, is deemed to also have been included. I believe the court has reviewed these situations in the past and has ruled that. One of the Sr. members should respond with better clarity though.

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