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Ch 7 vs Ch 13 - Does it all come down to the house?

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    #16
    Originally posted by boomerkae View Post
    SO, if I'm reading your message right; in either 7 or 13, I can walk away from this house
    You read it right.

    Don't reaffirm, you can walk.
    No Asset 7 closed 11/09

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      #17
      Originally posted by Chowder View Post
      You read it right.

      Don't reaffirm, you can walk.

      Wow. What would the timing be? File for bankruptcy, then stop paying and go to foreclosure, or does it all happen at the same time? Should I stop paying my mortgage then file?

      Again - thanks everyone.
      Filed ch 13 12/23/10; closed 3/14; refiled ch 7 on 4/13; 341 on 5/13; reaffirmation 7/11 (denied); 7/14/11 DISCHARGED

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