Newbie with Bank Account Question
Hi! I've been lurking here for several weeks, but this is my first post. Thanks to all of you I have learned so much about the bankruptcy process. My husband and I are planning on filing chapter 7 sometime next month.
My question is about a bank account. We live out in "the sticks", my husband has an hour drive to work. It would be out of his way to drive to our local bank where our checking account is, so several years ago he opened an account between here and work. Every week he has $150 directly deposited into this account for his expenses. He uses it mainly for gas, cigarettes, beer, the occasional McDonalds, and sometimes gives me cash for gas and groceries. The problem is he always goes by the ATM and withdraws money, never uses the card as a debit card, and never keeps receipts. I am so scared that a trustee will think he is taking the money out and hiding it under the mattress or something...which is definitely not the case, but with no receipts...and even if he kept the receipts the trustee might consider some of these expenses unnecessary (beer and cigs). But my hubby finds them a necessity.
Do you think this will be a problem with our chapter 7? We are a family of 3, living in the state of Missouri, and under-median (by less than $2,000).
Thank you all so much!!!
My question is about a bank account. We live out in "the sticks", my husband has an hour drive to work. It would be out of his way to drive to our local bank where our checking account is, so several years ago he opened an account between here and work. Every week he has $150 directly deposited into this account for his expenses. He uses it mainly for gas, cigarettes, beer, the occasional McDonalds, and sometimes gives me cash for gas and groceries. The problem is he always goes by the ATM and withdraws money, never uses the card as a debit card, and never keeps receipts. I am so scared that a trustee will think he is taking the money out and hiding it under the mattress or something...which is definitely not the case, but with no receipts...and even if he kept the receipts the trustee might consider some of these expenses unnecessary (beer and cigs). But my hubby finds them a necessity.
Do you think this will be a problem with our chapter 7? We are a family of 3, living in the state of Missouri, and under-median (by less than $2,000).
Thank you all so much!!!
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