I have been trying to clean up both my daughter's credit reports (I have PofA). My Bank of America account and Citibank account are listed on their reports. I've settled these accounts; however, they were listed as joint. They were never joint, only authorized users and that was 10 years ago.
I submitted disputes to the credit agencies and they came back as information verified. Just HOW do they investigate disputes?
If I write to both Bank of A and Citibank and ask for copy of application with their name, would this help? I remember putting them on as authorized users via telephone a decade ago.
If they cannot produce the application with their name, is that reason to have them delete the account from their reports?
I submitted disputes to the credit agencies and they came back as information verified. Just HOW do they investigate disputes?
If I write to both Bank of A and Citibank and ask for copy of application with their name, would this help? I remember putting them on as authorized users via telephone a decade ago.
If they cannot produce the application with their name, is that reason to have them delete the account from their reports?
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