Debtor education course: now or after 341?

[wipetheslate]

I know I need to take an education course before my debt can be discharged. I thought I had once read that the course was to be taken after the 341 meeting. But now I can't find where I read that.

So can I get my course out of the way and take it before my 341 or do I need to wait?

[kartoons19]

I took mine prior to the 341, but the attorney wasn't able to add it to my docket until after the 341. Hope this helps.

[free2breathe]

You can take the debtor education course at any time after filing your petition. If you file chapter 7, you must file the certificate within 45 days after your 341 at the latest. Chapter 13 you technically have until the final payment is paid, but it's always best to get it out of the way.

[AngelinaCat]

We took ours within the week after the 341.

[lblanchette]

Please take it as soon as possible, but file it at the last minute. I read a case where someone was in an auto accident and was able to file those medical bills since they hadn't filed their certificates yet. I don't know if that's true or not, but just thought I would mention it. What ever you do, please don't forget to do it. I did and my case originally closed without a discharge. I had to pay an additional $260, have the case re-open, wait 2 weeks for any creditors to object, and then the case was closed.
It took an additional month to get everything done, plus it cost me more money. We were relocating and completely forgot about it.

[ccsjoe]

We took ours three weeks prior to 341 and it was uploaded to our docket within 24 hours. No problems here.

[dumpinmydebt]

We just had our 341 today, and I plan on taking it in a few weeks.

[tcreegan]

Hi all,

The course certificate has to be filed w/ the court by 45 days after the 341, so leave a little time for it to get filed.

Tom in Colo

[mizzmonick19]

I agree...just to get it done sooner than later...I filed 11/12/10 and my 341 meeting is not until the end of Dec...but I plan on completing the last course before the meeting...

[dasmom]

I guess the best timing of the certificate depends on your location. My attorney wanted me to complete the course before the 341. My certificate has been filed already - my 341 is not scheduled for another couple of weeks.

[BKlooker]

My attorney said to take it roughly 2 weeks after filing so it's before the 341, but well after records of my case being filed are all synched up through the courts system, etc. so there is no issue. I plan to take mine end of next week, about 10-11 days after my filing date.