341 Notice to creditor returned

[wipetheslate]

I filed pro se, but this forum has more action.

The creditor whose notice was returned is one that was not on any credit reports, and they had sold the debt to another company that was on my mailing matrix as well. I'm leaning towards letting it go because I did notify the company they sold the debt to as well as another firm that sent me a letter and said they were representing the second company that bought the debt. Should I bother trying to find an updated address or just let it go?

Another question concerns a letter from a law firm that says they represent FIA Card Services, which appears to be the collections company for Bank of America. I had both FIA Card Services and Bank of America on my mailing matrix. This letter was sent after my filing date but probably before either FIA or BoA would have received my 341 notice. Do I need to add this law firm to my mailing matrix, which will cost me money? Or can I just ignore the letter?

[tcreegan]

Hi wipetheslate,

Send them the BK notice w/ case# and file date, use certified mail, return recpt requested so you have a record that you sent it. Fastest, easiest, cheapest solution.

Tom in Colo

ps: how did the 341 rescheduling/trip to mainland work out?

[wipetheslate]

Good idea. Peace of mind for a couple bucks.

As to rescheduling--I never heard a peep from the trustee even though I contacted him via phone and e-mail. But then a miracle happened for this non-believer: my doctor's assistant e-mailed to reschedule my appointments to the following week!! I quickly forwarded the e-mail to the trustee and canceled my request for a date change. Still never heard from him, but, oh well.

Hi wipetheslate,

Send them the BK notice w/ case# and file date, use certified mail, return recpt requested so you have a record that you sent it. Fastest, easiest, cheapest solution.

Tom in Colo

ps: how did the 341 rescheduling/trip to mainland work out?

[Chowder]

I filed pro se, but this forum has more action.

The creditor whose notice was returned is one that was not on any credit reports, and they had sold the debt to another company that was on my mailing matrix as well. I'm leaning towards letting it go because I did notify the company they sold the debt to as well as another firm that sent me a letter and said they were representing the second company that bought the debt. Should I bother trying to find an updated address or just let it go?

Another question concerns a letter from a law firm that says they represent FIA Card Services, which appears to be the collections company for Bank of America. I had both FIA Card Services and Bank of America on my mailing matrix. This letter was sent after my filing date but probably before either FIA or BoA would have received my 341 notice. Do I need to add this law firm to my mailing matrix, which will cost me money? Or can I just ignore the letter?

Should only be an issue if you're an asset case, correct?

[dumpinmydebt]

Another question concerns a letter from a law firm that says they represent FIA Card Services, which appears to be the collections company for Bank of America. I had both FIA Card Services and Bank of America on my mailing matrix. This letter was sent after my filing date but probably before either FIA or BoA would have received my 341 notice. Do I need to add this law firm to my mailing matrix, which will cost me money? Or can I just ignore the letter?

I had this happen too. I just called the law firm to tell them, gave them our case number. I'll only pay to add them if they try and continue with further collections. But so far, I haven't heard a peep.

[AngelinaCatHub]

All info above is good, however, you have met your best faith efforts, and no new efforts should be required. Do as you wish but if returned again, forget it. 'Hub

[tcreegan]

a miracle happened for this non-believer: my doctor's assistant e-mailed to reschedule my appointments to the following week

...for all you have been through, you deserve all the miracles you can get !!

Tom in Colo