This will be my update thread

[tyson24]

That is the value of your estate. Mine was above that because we have 2 houses and 2 cars with one house going back. It is your entire estate. Basically, what everything you have is worth. No worries. He has abandoned your property and at discharge/close, he no longer has a claim on it.

[tcreegan]

You're fine fatjay, those numbers are just formalities for the trustees report. They include everything, house, car, personal prop., home in the Bahamas,

The part about no distribution and get me outta here by the trustee is why you do the happy dance!

Congratulations!

Tom in Colo

[fatjay]

Then all I have left to do is get my letter and them them my 2010 tax return and I am done and done!!!!!

My atty and I do not communicate well...he did his job and seems to have done it right but he doesnt keep up on his emails and I hate the phone....owell...its over!!

[fatjay]

Looks like I must reaffirm my auto loan or they will repo even though I am current...going to try and get them to 1% on the loan though

[fatjay]

update....spoke to the bank...they have no intention of doing a repo if Im current...just way more strick and will repo if im more then 30 days late....so i will not sign...just in case...yeah!!

[fatjay]

received a Visa CC today...only 400 limit but what can you expect...$75 first year fee and $99 annual fee after that...the bill it monthly....not the best but its a start are the rebuilding process....credit one....looks oddly like capitol one....in print and logo....

no letter of discharge as of yet

[fatjay]

Nothing to report as of yet...thinking any time now though....meeting with the trustee was Nov 23rd

[fatjay]

March 1st and alls quiet on the western front...nothing yet

[fatjay]

Trustee sent me back my state tax return check...200 bux so thats cool