Question about furniture and secured items

[Freddy03]

Ok there have been a few recent posts about Wells Fargo claiming they want the furniture back - my question is a little bit different.

We bought furniture about 2 years ago from Rooms to Go (GE Money). To be honest I'm not sure if the furniture was secured or not. Let's just say it is.

Yesterday I received a letter from a large JDB company stating that they have purchased the debt from GE Money and to pay them blah blah blah. So what happens now if the furniture was secured? Could GE Money try to get me to reaffirm (which I would never - I'd let my dogs have at it first....lol)?

[scorpion35]

Ok there have been a few recent posts about Wells Fargo claiming they want the furniture back - my question is a little bit different.

We bought furniture about 2 years ago from Rooms to Go (GE Money). To be honest I'm not sure if the furniture was secured or not. Let's just say it is.

Yesterday I received a letter from a large JDB company stating that they have purchased the debt from GE Money and to pay them blah blah blah. So what happens now if the furniture was secured? Could GE Money try to get me to reaffirm (which I would never - I'd let my dogs have at it first....lol)?

i doubt GE will send u a reaffirmation agreement
i would take that letter and show it to your attorney if u have one.otherwise i would just ignore it

[tcreegan]

Hey Freddy,

...you know the drill: first squeeze you for cash, push reaffirmation on you, threaten, then go away.

List them both, don't give either a dime.

Tom in Colo

[Freddy03]

Hey Freddy,

...you know the drill: first squeeze you for cash, push reaffirmation on you, threaten, then go away.

List them both, don't give either a dime.

Tom in Colo

That's what I was thinking

I was just curious if b/c GE doesn't "own" the debt anymore do they have the rights to ask for the stuff back.