So who thinks I should nail Verizon for violation of automatic stay??

[tobee43]

It is very tough to prove actual harm and damages. Time isn't usually considered actual harm. Most violations also will be FCRA violations, not handled by the BK court.

but it wouldn't hurt to at least try?

[tcreegan]

Hi all,

...read a lot of cases, judge are very favorable toward debtors, allow time spent as basis for damages and sometimes just handed out damages (arbitrarily it seemed to me)...in fact there has been some criticism of this by some in legal circles...

...not sure how easy it is to bring FCRA/FDCPA violations....I have seen a few big $$ cases, class actions, multiple plaintiffs, aimed at a companies practices, but no small, individual cases...

Tom in Colo

[IBroke]

Hi IBroke,

You don't even have the option to dispute inquiries online.

....when the new-fangled technology doesnt work, old fashioned letters and a stamp still work

Tom in Colo

Yeah, that's probably the only way to handle this issue. So I did get that right? Inquiries by debt collectors are not supposed to show up as "hard" inquiries?

Just to make sure before I invest time and effort....