Could someone give my expenses a once over? My wife and I are getting ready to bring all the paperwork to our attorney this week so he can file and I need a sanity check on our expenses…
Family of 5 (2 adults + 3 children and 2 dogs)
Live in NY
Mortgage……………..…….….$3867 (includes taxes but not insurance)
Electricity & Heat………..….$430 (monthly average)
Municipal Water.........…...$28
Telephone Service………..…$15
Home Maintenance………...$75 (gas for mower, repairs…)
Food……………………………….$1100 (includes diapers, cleaning supplies…)
Clothing………………….……….$200 (clothes, footwear…)
Medical Expenses…………...$275 (co-pays, prescriptions, child w/ asthma)
Transportation……………..….$175 (gas & tolls)
Entertainment……………..….$150
Homeowners Insurance……$129
Auto Insurance………………….$189
Umbrella Policy………………….$25
Auto Loan………………………….$469 (primary family vehicle – minivan)
Student Loans…………………..$305
Daycare……………………………$1950 (2 children)
Education for Children…….$25 (books, school supplies, CCD)
Cell Phones…………………….$105 (needed for work)
Internet Service………………$30 (needed for work)
Personal Care…………………$60 (haircuts…)
Cable Television.............$65
Not sure if Cable TV is an allowed expense but with 3 kids... well.. you know
Would appreciate any feedback
Thanks
Family of 5 (2 adults + 3 children and 2 dogs)
Live in NY
Mortgage……………..…….….$3867 (includes taxes but not insurance)
Electricity & Heat………..….$430 (monthly average)
Municipal Water.........…...$28
Telephone Service………..…$15
Home Maintenance………...$75 (gas for mower, repairs…)
Food……………………………….$1100 (includes diapers, cleaning supplies…)
Clothing………………….……….$200 (clothes, footwear…)
Medical Expenses…………...$275 (co-pays, prescriptions, child w/ asthma)
Transportation……………..….$175 (gas & tolls)
Entertainment……………..….$150
Homeowners Insurance……$129
Auto Insurance………………….$189
Umbrella Policy………………….$25
Auto Loan………………………….$469 (primary family vehicle – minivan)
Student Loans…………………..$305
Daycare……………………………$1950 (2 children)
Education for Children…….$25 (books, school supplies, CCD)
Cell Phones…………………….$105 (needed for work)
Internet Service………………$30 (needed for work)
Personal Care…………………$60 (haircuts…)
Cable Television.............$65
Not sure if Cable TV is an allowed expense but with 3 kids... well.. you know
Would appreciate any feedback
Thanks
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