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Quick question: What is discharged?

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    Quick question: What is discharged?

    For Chapter 7, my assumption is that only debts accrued up to the filing date are discharged. In other words, if after filing you accrue new debt, it is not discharged.

    Is this correct?

    Thanks.
    11/2008 - Filed Chapter 13
    02/2010 - Chapter 13 dismissed
    08/2010 - Filed Chapter 7 pro se in new district
    09/2010 - Chapter 7 341

    #2
    Yes, I think so. One funny thing is that before discharge, I went to look for a place to rent with a private landlord and coincidentally, they all told me to wait until after discharge and come back. I wonder if that's an excuse to refuse. I asked them why and they said they didn't want me to include them in the bk while my bk is still active.
    Filed chapter 7 Jul 13, 2010 341 hearing Aug 12, 2010 Trustee's report of no distribution Aug 20, 2010 Discharged Oct 13, 2010 Closed Oct 28, 2010.

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      #3
      Hi empowered,

      You are running on full power....all debt up to the filing date are discharged and any debt accrued after filing date is your to keep...

      Tom in Colo
      Ch7 filed 5/12/2010.....341 meeting 6/30/2010....report of no distribution 8/15/2010.....discharged 10/01/2010.....closed 11/09/2010

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