Hello...
I love this forum! :-) I wish I never had a reason to have found it, but still...love it.
Anyway....
I plan on filing in 4-6 weeks. My attorney advised me to stop paying my HOA fee. I understand that the unpaid fees would then be included in my bankruptcy, and after the discharge I would have to resume paying until the foreclosure is complete and the home is no longer in my name. My concern is that recently there was a vote to amend the CC&R's to allow the HOA to shut off the water for home owner's behind on their HOA fee. I don't know what the result was. I forgot about this and didn't mention it to my attorney. Assuming it did pass, can they shut off my water if they are notified of the bankruptcy?
I love this forum! :-) I wish I never had a reason to have found it, but still...love it.
Anyway....
I plan on filing in 4-6 weeks. My attorney advised me to stop paying my HOA fee. I understand that the unpaid fees would then be included in my bankruptcy, and after the discharge I would have to resume paying until the foreclosure is complete and the home is no longer in my name. My concern is that recently there was a vote to amend the CC&R's to allow the HOA to shut off the water for home owner's behind on their HOA fee. I don't know what the result was. I forgot about this and didn't mention it to my attorney. Assuming it did pass, can they shut off my water if they are notified of the bankruptcy?
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