Paying off minor balances on cc's before filing

[IBroke]

We had a couple of cards with very small balances that I paid off prior to our filing, thinking they may survive the bankruptcy. My attorney told me that it was up to me, the balances were so low around 80.00 so it wouldn't red flag anything, but he also said I didn't have to and not to count on the cards surviving. Others here told me that as well. I should have listened. Not even a week after we filed, the banks closed them. It was OK, as I thought it was worth the expense to try, but it was fruitless. Also a few of our cards we haven't used in years, that had no balances on, were also closed.

Although those accounts were closed, it certainly wasn't fruitless. The paid-off accounts mustn't be reported "Included in Bankruptcy" - a plus for your credit-score post BK.

[CreditCretin]

Although those accounts were closed, it certainly wasn't fruitless. The paid-off accounts mustn't be reported "Included in Bankruptcy" - a plus for your credit-score post BK.

Ok thanks, that's good to know. I figured I run my credit report maybe a month from now to check.