Is this income?

[rjmwx81]

Where I work, my employer makes a contribution into my 401K account, whether I make any contribution or not. Do I need to include that as income in my bankruptcy filing? It's not money that I have access to, it goes directly into the 401K, and it's not listed as "pay" on my paystubs.

I know I need to list the 401K as an asset, though I can exempt it. Just wondering how to handle the actual contributions from the employer.

[ccsjoe]

You do not need to list the employer match if it's not listed on your paystubs and/or w-2's. You need to approximate the value as to exempt the asset, although a 401K under 1MM is exempt.

[rjmwx81]

It's listed on my paystub, but not as pay. It's marked as a "company contribution" and it doesn't show up in my year-to-date pay.