I called the bank who holds the lien on my car to make a payment cuz I'm 15 days behind (was thinking of doing a ride through). Within 2 minutes my online account access was cut. LOL. I can't even make a payment on the phone. I guess I'll be mailing it in. Should I? Not a big deal if I keep the car or not.
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Filed August 20
341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!! -
If you want to do a ride through then yes, you should keep it current. Call the bank, ask for the BK department, and handle it with them. Some banks have different delivery addresses and account numbers for BK accounts.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC -
Originally posted by ccsjoe View Post
Actually, I spoke with the BK department. She was clueless. I'll try with someone else tomorrow.Filed August 20 341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!Comment
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Hopefully they'll be more helpful. Last thing you want is for you to send in a payment and have it not be applied.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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You're so right, Joe. It seems like that's what would have happened. They're so scared to violate the automatic stay. They nervously laugh with you and all that. Did you experience that?Originally posted by ccsjoe View PostFiled August 20 341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!Comment
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No, not at all. Ford was very business like and rather supportive. I felt they knew exactly what they were doing and my account was properly noted. With BofA however, that was funny. I called cust serv. to tell them to stop racking o/d fees on my account that I had filed BK and it was included....talk about stumbling. They wanted me to call their BK dept. to figure out the bk problem...I kept telling them what problem, there's no problem...bk filed, you listed...where is problem to solve? LOLStopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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Love it! LOL.Originally posted by ccsjoe View PostFiled August 20 341 on September 23 Report of No Distribution - September 24 Case Discharged and Closed on November 23!!!Comment
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