I thought this might be interesting to all of us

[bigtim6656]

http://articles.moneycentral.msn.com/Banking/YourCreditRating/8-reasons-to-ignore-your-credit-score.aspx

Number 5 caught my eye.

[tobee43]

good read! thanks!

[ccsjoe]

Funny. #8 is what I did when I finally returned state-side permanently. But good article, helps keep things in perspective.

[bigtim6656]

glad I can help, I think it gives us all some hope and understanding.

[Maine]

I love #8- A friend and I are both filing for BK7 this month and we have kept each others spirits up by joking about moving to Bali and leaving it all behind.

[ccsjoe]

I love #8- A friend and I are both filing for BK7 this month and we have kept each others spirits up by joking about moving to Bali and leaving it all behind.

I actually was the opposite. I was stationed overseas and was having to use local, non-US based financial services....at close to 34% APR for prime cc's, almost 73% for subprime cc's. Dumped them when I relocated here!

[IBroke]

Looking at my current credit-mess, I'd say filing for BK is going to improve my credit.

[kartoons19]

Great article. I like how it said that a person with a bk can raise their score after two years, but I also like #4-you won't need them unless buying a car, house or getting a job or credit. A good credit score isn't everything! Thanks for passing on the article.

[Fallonedward]

This is a good article and because our credit scores suck right now due to job loss, I don't see how the hubby will ever be able to get another job if a potential company keeps looking at credit scores...

its an evil cycle --- you lose your job ---your credit score pluments --- can't get a new job because of bad credit score