mortgage relief from stay - 2 lenders?

[researchnerd]

The other day we received a Motion For Relief From Stay from our mortgage lender. We are surrendering the house so this was not a surprise. We filed 2 days before the house was scheduled for foreclosure sale, but not for that reason -- we'd already moved out.

I noticed that in the paperwork there were two Notice of Appearances -- both for the same attorney, but one was representing CitiMortgage, and another representing "U.S. Bank Home Mortgage, as Server for Michigan State Housing Development Authority, a secured creditor in this case." As far as I know the only creditor on the mortgage is CitiMortgage, and it has to nothing do with Michigan. We do not have a second mortgage or anything. Is this an error, or has CitiMortgage perhaps in the process of selling the debt?

[newbie2]

The other day we received a Motion For Relief From Stay from our mortgage lender. We are surrendering the house so this was not a surprise. We filed 2 days before the house was scheduled for foreclosure sale, but not for that reason -- we'd already moved out.

I noticed that in the paperwork there were two Notice of Appearances -- both for the same attorney, but one was representing CitiMortgage, and another representing "U.S. Bank Home Mortgage, as Server for Michigan State Housing Development Authority, a secured creditor in this case." As far as I know the only creditor on the mortgage is CitiMortgage, and it has to nothing do with Michigan. We do not have a second mortgage or anything. Is this an error, or has CitiMortgage perhaps in the process of selling the debt?

Sounds like an error. MSHDA (the state housing authority) often subsidizes home loans in conjunction with FHA. Since you are in another state, it probably is a mistake. (MSHDA doesn't loan money to residents of other states for home loans)