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    Can you include your monthly student loan payment on Schedule J? The way I'm seeing it is our DMI will be about 500-600 dollars if we can't count credit cards or student loans on schedule J. Does that automatically mean CH 13?

    #2
    Originally posted by ledrums View Post
    Can you include your monthly student loan payment on Schedule J? The way I'm seeing it is our DMI will be about 500-600 dollars if we can't count credit cards or student loans on schedule J. Does that automatically mean CH 13?
    No, you cannot include student loans on your expense schedule because the loans can be put into forbearance. Sometimes people will try to claim them as a special circumstance, but it is split pretty evenly between districts that will allow this and districts that will not allow this. For the most part, student loans are not claimable expenses.
    You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

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