oppps

[bigtim6656]

I had been getting some payday loans ohh for about 8 months. I got where I could not pay it and let it go. they keep calling and turned it over to the head office and I step up a payment plan and could not make it. First payment was to be sent this month.

I think the last loan was the first on the 1st of may due in june. It was over 30 days when they called and that was mid july so it would have made the payment due in june.

Will I have a issue with it being so soon before filing or is 4 months enough? I had a good reason. I get a Va check and they had my pay messed up. I get education payments since my dad is a disabled vet. This summer I got a check in may, then did not get a full check this aug which was lower since I was going 3/4 time (it is based on attendance). Since I can show I had a problem and did not pay it because I did not have to money am I ok?

Also I said 4 months because I will be filing mid next month.

[drowning123]

I filed on 8/19 and I had a payday loan that was only a month old. I didn't even make the first payment. My attorney didn't see a problem with it. As long as you can show that you used it to pay bills or by groceries (not a flat-screen tv), you should be ok.

[bigtim6656]

lol what a flatscreen on a payday loan?????? Now that is crazy, I can not remember what the first one was for. I think food it was back in ohh aug of 09, I have been renewing them ever since.

[drowning123]

They never go away.

[bigtim6656]

yeap, I just said **** it I was tired of throwing the money and away and it was putting me in the neg every month. I felt sorry for the manager who I had become friends with but **** happens.

I think she understood she was a single mom of 3 and poor her self.