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surrendering the house??

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    surrendering the house??

    If I check surrender on the paperwork does the house still have to go through a lengthy foreclosure process? Or is that only if I say I want to reaffirm but let it go for non-payment instead of signing on it?

    If I will have to wait for judicial foreclosure who pays:
    The property taxes on the house after discharge but before foreclosure?
    The insurance policy?
    Heat through the winter while it is unoccupied?

    If they draw this out for many months it seems like I will owe a bunch of money even with the ch7.

    UGH!
    I am not an attorney. I am just a fellow passenger on a sinking ship. Anything posted above is my opinion or best guess, and nothing more.

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