look at my expense sheet pls

[hawk25]

Let me first say this forum is great and very helpful and I can only look forward to being done with the process myself so I can help out future bk fillers.

Here is my expense sheet, let me know what you guys think...
This is for 2 people at retirement age living in the midwest region.

mortgage 1100
electricity 150
phone cable internet 170
water 60
food 450
housekeeping supplies 50
clothing 30
health insurance 435
transportation 250
medical expenses 100
pet supplies 40
home maintnance 100
cell phone 20
entertainment 80
car insurance 75
personal care 50
postage 10

[BKDefender]

Based on what I usually see from my clients here in Las Vegas, I think your electricity is a bit low (are you on balanced billing or is this your level during your mild month?). I also think your clothing is low unless you spend less than $360/year on new clothes, laundry detergent, static/dryer sheets, and bleach.
You're at retirement age so your expenses for car insurance and entertainment look fine (no trips to the Bar or dance clubs?) :-)

Everything else looks like what I would expect. What are your concerns?

--William

[Maine]

Things that are lower than IRS allowed, which is always used for means test and can likely be used on Schedule J as well. (There is some dicsussion about using standards vs actual on schedule J. Basic answer appears: use standard if you are lower, use actual if over and can prove it.)

SO...here are some of the standards you are lower than:
Transport: 1 car $210; 2 cars $420
housekeeping supplies $66
food $537
clothing $162
personal care $55
health care $66 each if under age 65 OR $144 each if over 65

It is fine to use your lower numbers, but if needed there is more available to claim.

[momofthree]

You won't have any issues. If anything, your figures are rather low, especially clothing & transportation (are you taking into account tag renewal, tuneups, tires, etc as well as gas?)

[backtoschool]

Those expenses are fine for two people in the midwest. I don't see any red flags.

[hawk25]

Thanks for looking. Just wanted to make sure there aren't any glaring problems or any minor ones as well. These values are pretty close to what we are spending, not positive on teh transportation though bc its difficult to gauge how much gas you use from month to month and maintenance issues. We just had a maintenance issue yesterday so it will probably end up to be more. I hope this process goes smoothly. Does the trustee actually confirm these expenses with bank statements or is it only only questioned when they see a red flag?