well, i think i have to clarify that statement.
we stayed "current" far beyond what are attorney advised. however, the way it worked was as soon as we filed, by law we had to cease ALL payments. by the time the filing was completed over 90 days had past. thereby causing no issues whatsoever for the court to question. also...none of those payments were personal loans etc. they were major cc's...so it wasn't deemed preference payments.
one needs to really thing about it strategically...it's almost like warfare. or a game of chess to be more polite. i figured we were paying the attorney, he will file when we told him to. i read up as much as we could... besides the fact that we did change states and the state we relocated to, had what was considered a more "debtor" friendly state. we did have the choice of going federal which would have been the same everywhere, however, this was the path we thought best for our situation.
we stayed "current" far beyond what are attorney advised. however, the way it worked was as soon as we filed, by law we had to cease ALL payments. by the time the filing was completed over 90 days had past. thereby causing no issues whatsoever for the court to question. also...none of those payments were personal loans etc. they were major cc's...so it wasn't deemed preference payments.
one needs to really thing about it strategically...it's almost like warfare. or a game of chess to be more polite. i figured we were paying the attorney, he will file when we told him to. i read up as much as we could... besides the fact that we did change states and the state we relocated to, had what was considered a more "debtor" friendly state. we did have the choice of going federal which would have been the same everywhere, however, this was the path we thought best for our situation.
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