Car value and federal exemptions

[wipetheslate]

I don't own a home and will be using the federal exemptions when I file. My car is 9 years old and worth somewhere between $4200-5600 near as I can tell. Car is paid off.

I am allowed an exemption of $3225 for my car. But I'm not sure how I can stack other exemptions. Am I limited to stacking $1075 even if I have more than than left? Is a car "real property"?

What if the UST says my car is worth more than $4300 (3225+1075)?

Relevant exemptions:
522(d)(1) Real property, including mobile homes and co-ops, or burial plots up to $20,200. Unused portion of homestead, up to $10,125, may be used for other property.

522(d)(5) - $1,075 of any property, and unused portion of homestead up to $10,125

[ccsjoe]

I believe 522(d)(5) is similar to the CA wildcard statute. I don't own a home, but can use CA's unused homestead (or any unused portion) to exempt any other asset. In this case, absent home ownership, you are allowed to use a portion of the unused portion of homestead up to $10,125 to exempt your car beyond the $3,225.00.