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Difference between Discharge and Closed

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    Difference between Discharge and Closed

    What is the difference between having your case discharged (assuming no issues) and the case finally being closed? Between discharged and closed can the TT change their mind or drag you back in? Are their things to avoid in that time period like replacing broken appliances or a vehicle (assuming you can get credit or cosigner) that is on its way out, trips etc?

    #2
    In a no-asset, Chapter 7 case - Discharge is what you are looking for. Discharge carries all the legal issues with it. Closing the case is an administrative thing only. There's a whole thread about this somewhere on this board.
    11/09 - Ran out of money - 1/4/10 - Filed Chapter 7 (Pro-Se) - 2/16/10 - 341 Meeting -6/17/10 - Reaffirmation hearing (auto) - DISCHARGED 7/6/10m CLOSED 7/26/10

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      #3
      From what I understand once you are discharged you are basically done and the trustee wont pull you back in. If you are an asset case then the case closes after the distribution of those assets. From what I understand between discharge and closing you cannot sell assts that were not exempted because the trustee may still want them. I am not sure what the process is or the time frame is for the trustee to claim an asset. Some say to live carefully after the filing until discharge by not taking vacations or spending money on other unnecessary items. But certainly after a discharge you should live normally even if your case is not closed.

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        #4
        Are there any guidelines before filing, as far as what you can sell, or how much? I have been living only by selling my belongings the past 3-4 months, but have not filed yet.
        Well, when you're married, you'll understand the importance of fresh produce.

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          #5
          already answered

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            #6
            FWIW, I was a no asset. Been over a year since I filed and mine still has not closed yet. I received my discharge and the trustee filed a letter of no distribution after a year.

            It's no big deal. I sleep very well at night.
            6/30/2009 Filed Ch. 7
            10/06/2009 Discharged
            01/24/2011 Closed

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