Okay, so we all know that SSI gets listed on Schedule I as a form of income but that it does not count for the Means Test. My question is with regards to a private insurance policy, one for Total and Catastrophic Disability.
A family of 3, all receiving SSI (Father, Mother, Son) which totals $4,560. In addition the wife is severely ill and had purchased to Catastrophic Disability Insurance Policies, from which she collects a total of $1,290. That's $5,850 a month plus an extra $740 in child support which is only sometimes received. Exempting out the SSI from the Means Test, gets the family below the threshold for a Chapter 7. However, if they include all of that private policy disability benefits, they have too much disposable income (even if the child support, which is rarely paid is not factored). The expenses are at least $1k grand short. Any ideas? I mean, we are talking about a family that spends nearly $40k a year in out of pocket medical expenses.
A family of 3, all receiving SSI (Father, Mother, Son) which totals $4,560. In addition the wife is severely ill and had purchased to Catastrophic Disability Insurance Policies, from which she collects a total of $1,290. That's $5,850 a month plus an extra $740 in child support which is only sometimes received. Exempting out the SSI from the Means Test, gets the family below the threshold for a Chapter 7. However, if they include all of that private policy disability benefits, they have too much disposable income (even if the child support, which is rarely paid is not factored). The expenses are at least $1k grand short. Any ideas? I mean, we are talking about a family that spends nearly $40k a year in out of pocket medical expenses.
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