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Kinda complicated illiquid asset question

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    Kinda complicated illiquid asset question

    Now, that the discharge is in, the Panel Trustee will now try and get as much as out of me as possible asset-wise. There are only three real assets: 1)$5500 in garnished wages....they'll get that 2) some equity in my truck...probably a close call as to whether they want to go after it and 3) an interest in an LLC, which brings up my question.

    The LLC is 75% owned by myself and 25% by my mother. The LLC itself owns no real or tangible assets, holds no contracts or leases, etc. What it does own is a 10% interest in another LLC that owns a building in North Carolina that houses a Jiffy Lube and Batteries Plus store and pays my LLC about $300/month in passive income. The other 90% is 15% owned by one partner (who, coincidentally is also in bankruptcy) and 75% by a general partner who is a real estate developer and runs the show.

    When my financial picture began to deterioate a couple of years ago, I reached out to the general partner to see if he would buy me out. He stated that my LLC's interest might be worth $10-15000, but that he wouldn't be interested in buying me out at any price. I believe he is also having serious financial issues. I listed the asset on my bankruptcy schedules as having an estimated value of $10,000 and did not use an exemption against it.

    The Panel Trustee requested all sorts of documentation last week, which I sent him, plus a cover letter basically explaining what I wrote above. My question is, short of the Panel Trustee being able to convince the general partner to pay me (or, really, the bankruptcy estate and trustee) and buy me (the estate) out, how would they be able to seize or take over this asset? I mean, they're welcome to have it....I'm not really trying to protect it, but I'm just curious how they could possibly gain any value from it.

    #2
    They don't want to seize the asset, they want the money that it is worth. It will be for sale, and you could probably buy it back at a good price. If not, they will put the word out and try to sell it to someone else.
    All information contained in this post is for informational and amusement purposes only.
    Bankruptcy is a process, not an event.......

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      #3
      We are an asset case as well and this brings up a question as to when the Trustee will begin taking (or offer to sell back) assets. Do they take items (or make buy back offers) before the discharge or after?

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        #4
        Originally posted by angles View Post
        We are an asset case as well and this brings up a question as to when the Trustee will begin taking (or offer to sell back) assets. Do they take items (or make buy back offers) before the discharge or after?
        I'm interested in the answer to your question also, does anyone here know ?

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          #5
          Originally posted by Wout View Post
          I'm interested in the answer to your question also, does anyone here know ?

          Here is the answer to both questions: I seriously doubt the Trustee after looking over the split interest and all the complications of taking a piece not fully owned by you of some LLC. He will no doubt abandon it. They are very busy and would rather "turn" more lucrative and less troublesome situations.

          We too were an asset case. You will be offered to redeem your assets for a very generous price. You will have to pay it off before discharge. We were also a preferential payment holder and we asked to redeem that debt rather than have the Court sue back the payments. We then were discharged. The bk was NOT closed though until the collected assets were distributed. The Trustee gave us 12 equal payments at no interest to buy our stuff back.

          Once he got the money, we got the discharge. We are pleased with the cooperation we had and the kind way we were treated for being so ignorant with our mistakes. 'Hub
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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            #6
            Originally posted by angles View Post
            We are an asset case as well and this brings up a question as to when the Trustee will begin taking (or offer to sell back) assets. Do they take items (or make buy back offers) before the discharge or after?
            It could be at any time, but probably after the discharge. The trustee will appoint an attorney (normally themselves) and hire an accountant. You'll get paperwork on that, and then paperwork at some point demanding the surrender of the asset if you have not worked out an arrangement.

            It's no big deal. Just a matter of making an offer and seeing where it goes.
            All information contained in this post is for informational and amusement purposes only.
            Bankruptcy is a process, not an event.......

            Comment

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