Quick question...Did a joint chapter 7, didn't reaffirm everything (thanks to the useful advice here!) This case was discharged at the end of March. State is California.
Now, we are going our separate ways. I'm just not quite sure what to do with our stuff. Most of it had purchase money security interests on it...i.e. store card stuff. The debt was discharged, and the lenders haven't come for it yet so we're still using it. (TV, computer, furniture mainly)
However, the way I understand it...neither one of us really "owns" this stuff. It belongs to the finance company...so how do we go about splitting it up? Do we just treat it like our other property? Any thoughts?
Thanks!
Now, we are going our separate ways. I'm just not quite sure what to do with our stuff. Most of it had purchase money security interests on it...i.e. store card stuff. The debt was discharged, and the lenders haven't come for it yet so we're still using it. (TV, computer, furniture mainly)
However, the way I understand it...neither one of us really "owns" this stuff. It belongs to the finance company...so how do we go about splitting it up? Do we just treat it like our other property? Any thoughts?
Thanks!
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