Codebtor/Private Student Loan issue

[maxfischer75]

Greetings,
I'm preparing a chapter 7 filing pro se. The presumption does not arise and I have liability to asset ratio of around 15:1.
The thorniest question of my particular case involves a Citi student loan (not Federal guaranteed) that my uncle cosigned. The balance is 10,500. I've read about the problems people with my circumstances have encountered with this particular product from Citi. I want to avoid that outcome if at all possible. My credit is a non-issue of course but the VERY last thing I want to do is impose a defaulted loan on my generous uncle's outstanding credit.
My question is, would it make any difference for me to call Citi and speak to someone in legal/collections? I want to continue paying the loan and avoid the universal default. Is there ANY human input on the decision to place such a loan in default as the result of a BK petition? Could I even request some kind of a negotiated judgement with Citi to avoid default for my uncle?
Can anyone provide any hope on this? Or even just a definitive "no"?
I'm probably going to try this approach anyway shortly after I file Monday 7/12. Any input/comment/thought in the meantime will be much appreciated.
I'll report back either way.

[biotechsolution]

It's not dischargeable anyway, so I would contact Citibank before you file to let them know and that you will continute paying through the automatic stay.
THe ratio of debt to assets won't matter for the presumption of abuse if you are over the mean income.

[maxfischer75]

Thanks for the support. One reason for filing at this time is to faciliate repayment of my nondischargeable student loan debt.

[justbroke]

biotech has provided a great response and hit on the things that I wanted to say! Best wishes.

[maxfischer75]

Thanks again - I meant to include in my last post the fact that I am also under the mean.