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If my spouse files for BK CH 7, will it impact my credit?

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    If my spouse files for BK CH 7, will it impact my credit?

    So my DH and I had the talk today about filing. This is very early in our course to possible BK. If my spouse files for BK CH 7, will it impact my credit? I am not on either house note, HELOC or his CC's. My personal financial situtation is fine but he has racked up alot of debt mostly prior to our wedding. The only items we share is one of my CC's that is paid each month and a joint checking account from which our monthly bills are paid. The vehicles are only in my name. I think we have to file but it would be easier knowing we could recover with my credit intact. Also, we are expecting a baby and I want to make sure we are making the right decision.

    Thanks for your help!!!!

    #2
    Your credit won't be affected.

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      #3
      Thank you for the reassurance. It's a hopeless time right now but we'll get thru it.

      Comment

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