Summons - now a court date.

[Susan]

I received a summons and was told that I needed to appear
in Civil Court. I went today and they made a court date for Sept.

Question - can the bank that is suing me freeze my bank account yet?

Do they have to wait until after the hearing?

I plan on filing Chapter 7 in about a month.

[newbie2]

I received a summons and was told that I needed to appear
in Civil Court. I went today and they made a court date for Sept.

Question - can the bank that is suing me freeze my bank account yet?

Do they have to wait until after the hearing?

I plan on filing Chapter 7 in about a month.

As long as the debt isn't to the bank in which you keep your money,you'll be fine. They would have to win their lawsuit first, then receive a judgment.

[AngelinaCatHub]

Newbie2 is correct. Are you attempting to file before that Court date? What is the amount as if it is small claims you are likely to get a judgment against you. You don't want that extra trouble. File before that Court date and your "suggestion of bankruptcy" will stop that action. 'Hub

[Susan]

thanks . . . this bank is not associated with any of my credit cards.

>> Are you attempting to file before that Court date?

Yes. Around August.

>> What is the amount as if it is small claims you are likely to
get a judgment against you.

It's $18,000.00.

>> You don't want that extra trouble.

Aside from garnishing wages and freezing the bank account, is there
anything else that could be bad or harmful that I should know about?

[ryan]

They could file a lien against real property that you own.

[Susan]

I don't own a home, and my car is 20 years old.
Don't have anything really.