I am bit confused.
In regards to my mortgage, I had full intent to reaffirm. WF sent the agreement, I signed and sent back to my attorney. He sent it back to them. My last day for objections is Tuesday, so in essence 3 more days. Agreement has not yet been filed with the court. Attorney says it is WF job to file it, WF says that attorney is suppose to do it. Had both of them on the phone yesterday, and both were pretty stuck with the opinion that the other party is suppose to do it. If no one files it, I guess I will not reaffirm.
Second thing is about my car, never heard anything from CU. They stopped sending me statements, but continue to take my payments. I guess, my car will not get reaffirmed either.
Is this a good thing? I have mixed feelings about it. On one hand I wanted to have something on my credit report after BK but on the other I am not sure if I want the liability... Just confused as to how I should feel about it...
In regards to my mortgage, I had full intent to reaffirm. WF sent the agreement, I signed and sent back to my attorney. He sent it back to them. My last day for objections is Tuesday, so in essence 3 more days. Agreement has not yet been filed with the court. Attorney says it is WF job to file it, WF says that attorney is suppose to do it. Had both of them on the phone yesterday, and both were pretty stuck with the opinion that the other party is suppose to do it. If no one files it, I guess I will not reaffirm.
Second thing is about my car, never heard anything from CU. They stopped sending me statements, but continue to take my payments. I guess, my car will not get reaffirmed either.
Is this a good thing? I have mixed feelings about it. On one hand I wanted to have something on my credit report after BK but on the other I am not sure if I want the liability... Just confused as to how I should feel about it...
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