I have a $94000 home with a $92000 mortgage. I had to have my girlfriend as co-buyer in order to qualify for the mortgage, because of unsecured debt and $1800 alimony. I make all the payments. She has her own home. I have a truck worth $3500 trade-in in my name. I have another vehicle that my 20 yr old daughter drives, but it is in my name, $2500 trade-in. I also have a third vehicle titled as "me or my 23 yr old daughter". It is worth $5000 trade-in. There is also a boat worth $4000 titled in "mine or my girlfriends name". I am current on my mortgage and all debt paymnet. I was forced into retirement in march 2010 and draw pension 1/3 my old salary after QDRO. Judge ordered me to continue to pay $1800 alimony.I have another hearing in July. Doubt if judge will change it. I can't file until Oct 2010 because of last 6 months income. I also draw unemployment because my job was eliminated. I will probably have to stop unsecured debt payments in August. I have never missed or been late with payment. Shows on my credit report. Approximately $52000 in credit card debt. $35000 owed to ex divorce attorneys. Have to show approx $4600/mo income in October. I live in Louisville, Ky.
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