family of 6 is there anything too high too low i can adjust? we would like to not reaffirm mortgage and 3rd car. Is this possible? we are filing ch 7 soon.
mortgage = 1743 (fixed)
heloc = 197 (variable rate)
associaton = 67
local tax = 49 (work out of state)
water = 52
phone/cell = 200
electric = 100
heat = 110
cable = 143
food = 1000
clothing 600
laundry = 100
medical/dental = 360
transportation = 992 (ownership cost - 2 car loans; 3 actually but we want to get rid of the 3rd)
recreation = 100
auto insurance = 397 (for 3 cars)
support paid = 160
auto loan = 1293
student loan = 143
ezpass=25
school lunch for kid in school=35
total expense = 7948
net = 5200
mortgage = 1743 (fixed)
heloc = 197 (variable rate)
associaton = 67
local tax = 49 (work out of state)
water = 52
phone/cell = 200
electric = 100
heat = 110
cable = 143
food = 1000
clothing 600
laundry = 100
medical/dental = 360
transportation = 992 (ownership cost - 2 car loans; 3 actually but we want to get rid of the 3rd)
recreation = 100
auto insurance = 397 (for 3 cars)
support paid = 160
auto loan = 1293
student loan = 143
ezpass=25
school lunch for kid in school=35
total expense = 7948
net = 5200
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