Home Saver Forbearance program??

[freeatlast98]

I've been reading about this program and from what I understand the lender can offer a forbearance for six months which will cut the monthly payments in half. Also, during this time the unpaid amount appears to go on the end of the loan.During this time the lender works with the customer to evaluate their situation a perhaps offer a more permanent solution such as a modification. Does anyone have any personal knowledge as far as the pros & cons of this temporary solution?