Help! (excuse wording, not illiterate. I abbreviated words to fit in post)
Sorry it's long, but with legal, I would prefer you have the whole picture, so that anyone doesn't come back and ask if I didn't submit something, or give him ifo, etc...thank you!!!
Situation:
I have a very simple BK 7, w/less than $4K assets in unsecured debts-no zero. Just want new "polite" Atty, n move on. Only things done on case is I wrote quesionaire + 52 medical entries n income/exps. Then proofed the crt docs Got back n fixed their errors. When Atty saw changes that he said to write ON the docs, he yelled-Come in Wed (2 days ago) and fix errors to file Friday! I had/have serious questions as to whether I should file a Bnkrcy at all b/c I learned of SOL on debts. I was NEVER ALLOWED to ask any questions like-Ch 7 better than 13? make a payment plan? I COULD NOT give my Atty any info he might need to answer any ques. THAT I DIDN'T GET TO ASK, beauase honestly:
A) He and other lady-assume Paralegal-would not return my calls. AND
B) When I did get a few calls back all yr, one a few days ago, my Atty, or the rude Lady (refuses to give me her name?) SIMPLY SCREAMS-"If you want it dismised, put it on the questionaire n send it!"
I have never dealt w/people like this, tho heard stupid Atty jokes I didn't believe. I know-not allwd in court-but I recorded call a few days ago ONLY FOR FAMILY to see what I'd been dealing with. Guessed? Minute he got on phone, I COULD NOT get 1 word into the call, not even to immed. let him know I had other person on call n I was recording. Yes, not admissable but I want to be fair to people. This 1 sided call w/o me able to talk at all ENDED with-"Will you be here Wednesday at 9:30 a.m.-Yes or No?!"
My Mom now knows what I meant by, "I can't get any questions answered!"
Does anyone know about these docs required by law that has to go to client???.......
1--"Bankruptcy Information Sheet" ? Or
2--"U.S.C. ss 527 (B) Disclosure" Or
3--"11 U.S.C. ss 527 (a)(2) Disclosure?
"By law", I read that these docs need to be signed by client after being retained, but but filing? I have NEVER SEEN THEM or signed them, although I see it says I received and rad them....on the contract he wouldn't let me read...that I signed in his tiny lobby after-hours. That "hoped for discussion" about what would be best for me (advised in that 527 disclosure I found) never happened. If he wants to file Friday, what was he going to do? Have me sign as he hit "send" on keyboard?
Issues on the disclosures s/h been discussed are some of THE EXACT questions I hoped my Atty would go over/answer in the very first week. Started right away trying to get him to call back all year. I have NO Exp. with "mean" people who use intimidation-threats. I stay away, so yes, it worked. His Authoritarian yelling scared me.
Remember, he told me-Come in, after hours and had to pay "IN-FULL", not the $75-Get Started Web advert. fee.Becuase I told him, it would take long time to get it all together. O.K. I thought. He was even happy b/c he had no time due to work as he had a 1 week old baby.
But to threaten me, only 60 days into me trying to find tons of bills, was scary. When I reminded him of above (a lot of time+paid in-full) he SCREAMED and denied it. What could I do, other than say, "Well, why did I have to pay in full, when others do not"? Just wanted it correct-no point arguing w/this guy. He fire me n I lose $? He didn't write notes, no time tons of clients as he was only $1,000-Ch 7. I had threat from him-$500 if he didn't get quest. in 5 dys-claimed did more than I paid, I was stunned me as my Atty had only confirmed I was filing BK 7 to only 5 companies in all those months. How is that more cost then the entire fee I paid i-full?
How do u argue w/a guy like that? U don't.
I found those "527 Disclosures" on web as I rushed to try to see if I was compliant, as it was not his job. He said he was submitting what I sent, and it was up to me to do it right!!!. On web, found full-serv n DIY n realized I got less than full-serv-$139. saw if had chgd banks as he said 2-is fraud! Scared it's wrong n not all debts dismissd-Don't know what I'm doing. Scammed?
I know when I fire my Attorney he "should not" keep the filing fee since my case wasn't filed, but since I've heard it's a "State Bar ethics" issue, not an "official rule", then since he is unethical he will say he will not do it.
He obviously knows most low-income people are "innocent", and keeps the filing fees when someone lets him go, or he closes the case. Someone would have research and find out it's a "Bar ethics" issue and file a St Bar Complaint to get his attention.
Without something more than an ambiguous "St. Bar Lawyer Ethic guideline", he will not care, and will NOT refund the court filing fee...honestly. He is not a nice person. If he cared at all about "Bar ethics", he wouldn't do what he did.
And, in his contract he said:
The "Flat Fee" charge is $1,000. All "deposits" are deemed earned and are non-refundable.
Attorney fee-$XXX.00
Document reproduction/postage-$XX.00
Court filing fee-$299.00
Then Total Ch 7 fees/costs-$X,XXX.00
The breakdown of that DOES specifically state $299-Court filing fee,[/I] but again, if he was ethical, he wouldn't have phrased that paragraph to specifically include a government charge as included as the "Flat Fee, non-refundable".
Can he "legally" keep the court filing fee?
Can ANYONE please direct me to something I can show or tell him? A St Bar case where disiplinary action was taken b/c of this type of Non-refunding? ANY "official rule" you know where to fid?
If none of that can be found (i have looked) ANY advice on how to ask for the refund???....in light of how he worded:.. "Flat Fee" charge is $1,000. All "deposits" are deemed earned and are non-refundable.
Thank you guys so much for any experience you have on this!!!
Sorry it's long, but with legal, I would prefer you have the whole picture, so that anyone doesn't come back and ask if I didn't submit something, or give him ifo, etc...thank you!!!
Situation:
I have a very simple BK 7, w/less than $4K assets in unsecured debts-no zero. Just want new "polite" Atty, n move on. Only things done on case is I wrote quesionaire + 52 medical entries n income/exps. Then proofed the crt docs Got back n fixed their errors. When Atty saw changes that he said to write ON the docs, he yelled-Come in Wed (2 days ago) and fix errors to file Friday! I had/have serious questions as to whether I should file a Bnkrcy at all b/c I learned of SOL on debts. I was NEVER ALLOWED to ask any questions like-Ch 7 better than 13? make a payment plan? I COULD NOT give my Atty any info he might need to answer any ques. THAT I DIDN'T GET TO ASK, beauase honestly:
A) He and other lady-assume Paralegal-would not return my calls. AND
B) When I did get a few calls back all yr, one a few days ago, my Atty, or the rude Lady (refuses to give me her name?) SIMPLY SCREAMS-"If you want it dismised, put it on the questionaire n send it!"
I have never dealt w/people like this, tho heard stupid Atty jokes I didn't believe. I know-not allwd in court-but I recorded call a few days ago ONLY FOR FAMILY to see what I'd been dealing with. Guessed? Minute he got on phone, I COULD NOT get 1 word into the call, not even to immed. let him know I had other person on call n I was recording. Yes, not admissable but I want to be fair to people. This 1 sided call w/o me able to talk at all ENDED with-"Will you be here Wednesday at 9:30 a.m.-Yes or No?!"
My Mom now knows what I meant by, "I can't get any questions answered!"
Does anyone know about these docs required by law that has to go to client???.......
1--"Bankruptcy Information Sheet" ? Or
2--"U.S.C. ss 527 (B) Disclosure" Or
3--"11 U.S.C. ss 527 (a)(2) Disclosure?
"By law", I read that these docs need to be signed by client after being retained, but but filing? I have NEVER SEEN THEM or signed them, although I see it says I received and rad them....on the contract he wouldn't let me read...that I signed in his tiny lobby after-hours. That "hoped for discussion" about what would be best for me (advised in that 527 disclosure I found) never happened. If he wants to file Friday, what was he going to do? Have me sign as he hit "send" on keyboard?
Issues on the disclosures s/h been discussed are some of THE EXACT questions I hoped my Atty would go over/answer in the very first week. Started right away trying to get him to call back all year. I have NO Exp. with "mean" people who use intimidation-threats. I stay away, so yes, it worked. His Authoritarian yelling scared me.
Remember, he told me-Come in, after hours and had to pay "IN-FULL", not the $75-Get Started Web advert. fee.Becuase I told him, it would take long time to get it all together. O.K. I thought. He was even happy b/c he had no time due to work as he had a 1 week old baby.
But to threaten me, only 60 days into me trying to find tons of bills, was scary. When I reminded him of above (a lot of time+paid in-full) he SCREAMED and denied it. What could I do, other than say, "Well, why did I have to pay in full, when others do not"? Just wanted it correct-no point arguing w/this guy. He fire me n I lose $? He didn't write notes, no time tons of clients as he was only $1,000-Ch 7. I had threat from him-$500 if he didn't get quest. in 5 dys-claimed did more than I paid, I was stunned me as my Atty had only confirmed I was filing BK 7 to only 5 companies in all those months. How is that more cost then the entire fee I paid i-full?
How do u argue w/a guy like that? U don't.
I found those "527 Disclosures" on web as I rushed to try to see if I was compliant, as it was not his job. He said he was submitting what I sent, and it was up to me to do it right!!!. On web, found full-serv n DIY n realized I got less than full-serv-$139. saw if had chgd banks as he said 2-is fraud! Scared it's wrong n not all debts dismissd-Don't know what I'm doing. Scammed?
I know when I fire my Attorney he "should not" keep the filing fee since my case wasn't filed, but since I've heard it's a "State Bar ethics" issue, not an "official rule", then since he is unethical he will say he will not do it.
He obviously knows most low-income people are "innocent", and keeps the filing fees when someone lets him go, or he closes the case. Someone would have research and find out it's a "Bar ethics" issue and file a St Bar Complaint to get his attention.
Without something more than an ambiguous "St. Bar Lawyer Ethic guideline", he will not care, and will NOT refund the court filing fee...honestly. He is not a nice person. If he cared at all about "Bar ethics", he wouldn't do what he did.
And, in his contract he said:
The "Flat Fee" charge is $1,000. All "deposits" are deemed earned and are non-refundable.
Attorney fee-$XXX.00
Document reproduction/postage-$XX.00
Court filing fee-$299.00
Then Total Ch 7 fees/costs-$X,XXX.00
The breakdown of that DOES specifically state $299-Court filing fee,[/I] but again, if he was ethical, he wouldn't have phrased that paragraph to specifically include a government charge as included as the "Flat Fee, non-refundable".
Can he "legally" keep the court filing fee?
Can ANYONE please direct me to something I can show or tell him? A St Bar case where disiplinary action was taken b/c of this type of Non-refunding? ANY "official rule" you know where to fid?
If none of that can be found (i have looked) ANY advice on how to ask for the refund???....in light of how he worded:.. "Flat Fee" charge is $1,000. All "deposits" are deemed earned and are non-refundable.
Thank you guys so much for any experience you have on this!!!
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