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so we retained the attorney..

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    so we retained the attorney..

    ..and he said something that surprised me! He said that even with a 6-month lookback that was above the median we wouldn't have any trouble filing chapter 7, especially if DH included a letter from his employer stating that overtime was not likely to recur at those levels. I guess that's where the means test and the look-forward of the schedules come in?

    With a likely August filing it won't really matter (we'll be below the median by then-over by about $2000 right now) but it's good to know nonetheless.

    #2
    It's all about your expenses, I was over the median and was discharged last year in a ch 7.
    May 2008 Hired 1st Attorney/Stopped paying CCs
    May 21, 2009 Retained 2nd Attorney
    May 28th - Filed for Ch 7 (FINALLY!)
    9/11/09 - DISCHARGED!!!!

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