Here's the situation: about 80,000 in CC debt. Self employed, currently almost no income. Realize from reading the forum that two money gifts I got (and used to pay bills and CC) count as income - and put me over the maximum allowed for chapter 7.
I rent. I have 2,600 left in the bank.
So...I don't think I can pay the 1,600 CC due this month. Meaning, I will have to file bankruptcy (but it will take me time to do this because I know nothing about it).
What happens if I'm not eligible for BK but simply don't have money?
And what happens if I simply don't pay my credit cards? I feel sick over this. What will they do?
I rent. I have 2,600 left in the bank.
So...I don't think I can pay the 1,600 CC due this month. Meaning, I will have to file bankruptcy (but it will take me time to do this because I know nothing about it).
What happens if I'm not eligible for BK but simply don't have money?
And what happens if I simply don't pay my credit cards? I feel sick over this. What will they do?
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