Hello all,
I have been reading here for a long time but this is my first post. I am filing Ch. 7 here in Orlando, FL. I was on a payment plan with my attorney, got all the fees paid last month and they filed my Ch. 7 case this past Friday, May 14th. They say I will have my 341 meeting probably late June or early in July and be discharged maybe in September or October. There are a lot of cases being filed here, and I am no exception. I had over $22K in unsecured debts and credit cards, with no real hope of ever paying it off. I took the last Debtor Education Course online Monday night so am waiting now for notice of my 341.
On March 29th I was in a car wreck. It was not my fault. My girlfriend was with me in my vehicle. We both have neck and back pain, soft tissue damage and may have whiplash. My gf has one herniated disc and 3 bulging discs in her back now. The chiropractor thinks I have damage in my neck, and sent me for an MRI today. We filed a personal injury suit, not because we are letigious people, but to to cover our butts and be sure we didn't get screwed by the inusrance companies. I wonder if we receive any kind of settlement from the personal injury suit, will the Trustee take my portion away from me?
I searched here and online but really didn't come up with much. The guy the personal injury atty sent to my house said no, the Trustee can't take any settlement from me that I receive after my bk is filed. I don't know if I believe that.
Anyone else here have any experience with this situation? I appreciate any help you can offer.
Jimmy
I have been reading here for a long time but this is my first post. I am filing Ch. 7 here in Orlando, FL. I was on a payment plan with my attorney, got all the fees paid last month and they filed my Ch. 7 case this past Friday, May 14th. They say I will have my 341 meeting probably late June or early in July and be discharged maybe in September or October. There are a lot of cases being filed here, and I am no exception. I had over $22K in unsecured debts and credit cards, with no real hope of ever paying it off. I took the last Debtor Education Course online Monday night so am waiting now for notice of my 341.
On March 29th I was in a car wreck. It was not my fault. My girlfriend was with me in my vehicle. We both have neck and back pain, soft tissue damage and may have whiplash. My gf has one herniated disc and 3 bulging discs in her back now. The chiropractor thinks I have damage in my neck, and sent me for an MRI today. We filed a personal injury suit, not because we are letigious people, but to to cover our butts and be sure we didn't get screwed by the inusrance companies. I wonder if we receive any kind of settlement from the personal injury suit, will the Trustee take my portion away from me?
I searched here and online but really didn't come up with much. The guy the personal injury atty sent to my house said no, the Trustee can't take any settlement from me that I receive after my bk is filed. I don't know if I believe that.
Anyone else here have any experience with this situation? I appreciate any help you can offer.
Jimmy
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