Reaffirmation of Joint Debt Question

[iamthepatsy]

in the Chapter 7 that was filed, reaffirmation was checked off. However, no one, not the bank, not my atty, not the trustee made sure papers from either mtg company were signed for the reaffirmation. So I believe that means my obliation to the debt was dismissed and both the first and second mtg all are on my ex fiance. Is that correct? thanks

[keepmine]

Unless a reaffirmation agreement is signed and properly filed the debt is discharged and you have no further obligation or liability for any deficency balance.