Question about live-in boyfriend and means test

[Adventura]

No matter how much research I do, I still keep coming back to one of my original questions: I live with my BF but he is not part of this BK. How do I handle the BF's contributions to the mortgage and household expenses? We are both on title for the house, but our finances are fairly separate. I pay the mortgage and most of the bills up front, and throughout the month, he reimburses me for everything via bank transfers and cash. So it looks like I have lots of money coming in every month, but a lot of it is simply reimbursement. The attorney I originally consulted told me that his contributions counted, but I do not see how to deal with them in the Chap 7 paperwork.

Do I list him as part of my household? If so, then don't I need to list his income and 100% of the joint expenditure amounts (mortgage, utilities, car, etc) rather than just my 50%. And he makes a lot more money than I do right now, so listing his income on the means test will put me over the CA state median income limit.

This has been really bothering me so any wisdom from the collective would be greatly appreciated.

[AngelinaCatHub]

List him as a 'renter'. The house being also in his name is a bit tricky, but if he pays half and you pay half, it is still rent. Even if you make the check in your name only, build yourself a spread sheet and tally approximately what he actually contributes to the 'household'. This can be explained in your schedules in parenthesis with a see additional pages attached with a spread sheet.

That being said, if he wished to "date" you and take you to dinner that may not be counted, but if he supplies half the food you cook, that would be.

Make no errors or omissions but be honest to the legal "T". List only his part of the household and you will be safe. 'Hub

[Adventura]

OK, but according to the NOLO book, "Domestic partners count as a single household," which means that my 'official' household size is two, rather than one. As the attorney I spoke with said, "They are interested in heads in beds." If I list him as part of my household--which I think I have to--then don't I need to include his income? And then shouldn't I have to put down 100% of the household expenditure amounts, rather than just the 50% that I pay in reality?

I understand what you mean about the spreadsheet and I will certainly do that. Thanks for the suggestion. I plan to error on the side of more information than they might want rather than less.

[Adventura]

Oh duh...I apparently lost my ability to understand English there for a bit. "single household" would mean "one", now wouldn't it?

Nothing like trying to over-complicate things!